Vicki’s first step on the property ladder feels like fate
First time homeowner Vicki is delighted to have moved into her new Shared Ownership home in Maidstone after years of renting.
Owning her home has been a long-time ambition that Vicki’s worked towards since she started renting privately, living in flats where she couldn’t decorate or make changes and with little to no outdoor space of her own. Now she’s excited to be the proud owner of a two-bedroom house with a garden that she can share with Buffy, the Yorkshire Terrier, who Vicki describes as a small dog with a big attitude.
“It’s a lovely home for me and Buffy”, said Vicki. “I’ve always thought I’d rather be paying my own mortgage than someone else’s but, it’s not easy to buy on your own. My sister bought through Shared Ownership and so I’ve always known it’s an option and have been preparing for the chance to be a homeowner. I signed up for alerts a while ago and missed out on a home in this development, at first. So, when I got to view the house, it felt like fate.”
Born in Maidstone, Vicki has lived locally except for a short time when she moved to London, before returning to rent in Maidstone. Her new home is close to family which is important to her.
Vicki said: “My parents are both in their 80s and it’s good I can see them every day. They love to look after Buffy, so it works for us all. I drop Buffy off before work and then pick her up on my way home, spending some time with mum and dad.
“I love it here, it’s so quiet, especially after the noise when I was in the centre of town and close to the main road. I’ve already met some of my neighbours. I’ve never had a house that’s mine and I’m looking forward to decorating and putting my own stamp on it. Buffy now has a garden to run around in and I might be a gardener; it’ll be exciting to find out!”
Vicki bought her home from Golding Homes, buying a 25% equity share through Shared Ownership, a part buy, part rent scheme. Vicki found the process quick and straightforward, and she was able to complete in just eight weeks.
Paula Spain, Sales Manager at Golding Homes said: “It’s lovely to hear Vicki’s story, and how she’s found a home for her and Buffy, in an ideal location so close to her family. Shared Ownership makes the dream of owning your own home a reality.”
Golding Places is the home ownership arm of Golding Homes and provides quality homes for Shared Ownership in Kent and the Southeast. Visit www.goldingplaces.co.uk for more information.