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Christmas can be an expensive time of year if we let it. The Money Advice Service have some handy tips on how to keep costs down when shopping and make your money go further. 

• Work out what you spend your money on. Make a list of everything you buy in a typical month. This will make it easier to work out where you can make cuts.
• Shop around. Check out the competition and compare prices. For example, it might be cheaper to go to a different supermarket, or buy your electronics from a different website.
• Beware of special offers. Vouchers, special offers and cashback deals were invented to make you spend more, not less. Never buy something you don’t need just because it’s on offer.
• Don’t impulse buy. Think carefully before making a purchase - especially if it’s expensive. At the very least sleep on it, it might seem less appealing in the morning.
• Check reviews. If you’re not sure about a product, check online to see if there are any reviews. Just type its name into a search engine, followed by ‘review’.

If you would like further advice and guidance please visit www.moneyadviceservice.co.uk or call them free on 0800 138 7777.

 

(10/12/16)